Your personal finance blog
Your personal finance blog
Your global ETF may no longer be very global
For the last ten years, the popular advice has been to allocate the stocks part of your portfolio to a
Copper may be the next big thing in AI
Copper has a nickname: Dr. Copper. And that’s because its price so often moves in line with the economic cycle.
AI: a new technological revolution?
Investors love technological revolutions. They believe there are ocean swells of money to be made on the huge, disruptive tide
The four phases of the AI revolution
While Nvidia’s 73% rise this year makes it the poster child for the AI investing boom, there’s a lot more
The military and the economy
Countries poured a record $2.2 trillion into defense budgets in 2023 – 9% more than the year before. And this number is
Bitcoin prices in the short term
Bitcoin’s recent rally has been something to see: a 60%+ blast this year alone has led it to raise above
Reddit IPO – what you need to know
Reddit’s planning to hit the NYSE under the ticker RDDT, and could start trading in a matter of weeks, making
How to build your portfolio with $1,000, $10,000, or $100,000
How to build a portfolio for the long-term depends not just on your goals and constraints, but also on the
AI: which economies are set to benefit the most
Introduction It’s not just tech firms that will harness AI to improve their bottom line. In fact, it’s not just
Digital currencies
With the growing acceptance of cryptocurrencies, it is no surprise that governments are exploring digital versions of their own currencies. While these
Geopolitical risks: how to hedge your portfolio
Conflict in the Middle East After over three months of Israel’s war in Gaza, the Middle East is on the
Why China’s shrinking population and prices are a concern
What happened last week? (To have this post read to you, click here) Retail spending in America rose at its strongest
Wall Street’s 2024 predictions
Market professionals expect: (To have this post read to you, click here) Cautious optimism Most financial professionals expect to see some
New bitcoin ETFs began trading today
What just happened? Wall Street’s big investment houses have been trying to get these approved for literally years: bitcoin spot
An introduction to robo-advisors
Sensible robos (To have this post read to you, click here) Robo-advisors are online services that make investment decisions on your
Investing in media, gaming, and telecom companies
Navigating the convergence: a look into the telecoms and media sectors (To have this post read to you, click here) In
Investing in retail and luxury
Shop till you drop (To have this post read to you, click here) In 2019, global retail sales topped $25 trillion for the
Investing in commodities
Understanding the basics of commodity trading (To have this post read to you, click here). In the intricate realm of
Investing in financial services stocks
Introduction (To have this post read to you, click here) The financial services sector is widely considered to be the lifeblood
Investing in the EV ecosystem
Introduction (To have this post read to you, click here) One of the biggest changes in our lifetime is likely to
Analysing company financials: a comprehensive guide
Diving into the complexities of a company’s financials can be a complex task. Fear not, for we are here to guide you through the intricate world of financial statements, helping you unravel the hopes, fears, and even the dirty little secrets of the companies you wish to explore.
What matters when choosing an investment fund
Knowing not only where to find information on investment funds, but how to analyze that information both quantitatively and qualitatively, enhances the decision-making process and leads to informed investment choices.
The impact of an aging population
Your investments when the world population gets older As we wrote in a previous post, the world’s population is in
What to watch out for to avoid investment scams
Unraveling Ponzi’s schemes: avoiding financial fraud In this post, we delve into the art of detecting dubious financial deals. We
Maximizing returns in a high interest rate environment
With interest rates going up and the possibility of a recession looming, it makes sense to prioritize maximizing investment yield potential over valuation growth over the next year or two.
How the news impact your investments
News can have a profound impact on financial markets, whether it’s a groundbreaking innovation with the potential to skyrocket a company’s profits or a new regulation that could severely impact an industry. However, the influence of breaking news on market prices can be complex and not always straightforward.
Your guide to selecting the right broker
Selecting a broker can be likened to dating; it requires introspection, patience, and the goal of finding a long-term fit. In this guide, we’ll equip you with the knowledge to confidently make the right choice.
Is a Wealth Manager right for you?
Managing one’s finances can often be a daunting task. But is a Wealth Manager right for you?
Addressing the generational wealth gap
The generational wealth gap is the difference in wealth between different generations. It is a growing problem in the United
Is high inflation here to stay?
Inflation is what everyone is talking about and that’s not surprising, given it’s very high pretty much everywhere and it’s
Demographics: why do they matter for your investments
Despite what lots of people still seem to think, the world we live in is in the middle of a
How to prepare your portfolio for a (possible) recession in 2023
Kristalina Georgieva, International Monetary Fund Managing Director, said 2023 will be “tougher” than last year as the US, EU and
Exirio announces launch of premium portfolio tracking services (Press Release)
Press Release: Transformational milestone primes fintech platform for next phase of growth. EXIRIO users can connect with over 11,000 banks
Possible service disruptions due to DDoS attacks
We would like to inform you that since Wednesday, 2 November 2022, we have been facing episodes of DDoS attacks
11 Common investment mistakes
Investing can be a scary subject, especially when you don’t know what you’re doing. However, the worst investment mistake you
Inflation: what rising prices mean for your investments
Introduction As inflation rises, the purchasing power of your money declines. This means that it takes more money to buy
How to avoid the financial traps many small businesses fall into
Gust Post: courtesy of Alyssa Strickland. Image from Pexels. Finances are one of those things that many small business owners
Why portfolio tracking is important (and complicated)
Tracking your portfolio is more complicated than you might think. Not only are there many different types of assets that
When should I start investing?
When it comes to investing, the sooner, the better. You will have more chances of achieving your long-term goals if
Do I need a financial advisor? How do I choose one?
Have you ever felt uncomfortable about making financial decisions? Whether it’s an investment in education or a new home or
When can I retire?
When can I retire? I can retire if I have enough money to live off until I die. Easy enough.
Investing in stocks: Growth vs Value
In a nutshell (To have this post read to you, click here) Growth and value represent two alternative approaches to stock
A beginner’s guide to investing
You don’t need to be rich to invest. It’s for everyone no matter their age, and it’s one of the most effective ways to build long-term wealth. Investing may seem overwhelming and you’re probably wondering where to begin. Well, here we go!
Exirio & Flanks: connecting European banks & brokers
Exirio has partnered with Flanks – an innovative wealth-tech enabler based in Spain – to allow connection with an ever growing
The power of investment leverage
What is it? Investment leverage is the usage of debt in addition to (or instead of) one’s own capital, when
NFTs as investment opportunities
What’s an NFT A non-fungible token (NFT) is a unique code that represents a digital item. It could be, for
Why use a wealth tracking app (in fewer than 700 words)
Recording one’s investments with a wealth tracking app can be a convenient alternative to a spreadsheet, depending on the complexity
Money-Weighted Return: what is it?
The money-weighted return is a value that a wealth tracker calculates to assess the performance of an investment. It is
Is inflation out of control? (and why you should care if you track your net worth)
When you track you net worth, inflation matters. U.S. consumer prices jumped 6.2% in October, the biggest inflation surge in
Good debt, bad debt
A wealth tracking app must show you your wealth NET of debt. And what is debt? Debt: owing any money,
Do I need life insurance?
Saving and investing will take us a long way towards financial freedom but what if, before we got there, the
Portfolio tracking: Investments & currencies
When tracking a portfolio performance, every investor has a “base” currency, i.e. the currency any investment would naturally be measured
The role of crypto in a portfolio
The saying used to be that if you can’t beat the crypto crowd, it might be time to join them.
Exirio: interview on SmashiTV
Watch the full interview or listen to the Dubai Works/SmashiTV podcast: David and Piero talking about Exirio, Dubai, crypto with
American ETFs vs. UCITS
Investing in ETFs can be fun. And hopefully profitable too. But there is always a flipside to it, which is much
Swenglanese podcast: David and Piero from Exirio
David and Piero talk about their entrepreneurial journey so far and how it has brought them to Exirio. Helping expats
Why invest in ETFs
An exchange-traded fund (ETF) is a kind of investment security that tracks an index, a sector, a geography or virtually
Real estate investment returns – best metric
Rental yield or money-weighted return? Rental Yield is “easy” It is inevitable to consider rental yield whenever looking at a
Exirio founder interviewed by Starter Story
Exirio founder, David Martinez de Lecea, was interviewed by Starter Story this week. Talking about how the idea for Exirio
The rise of the retail investor
We stand in the eye of the retail investor storm, the “rise of the retail investor”, and three questions pop
Zabo is being acquired by Coinbase
Coinbase is acquiring Zabo, the latter announced on its homepage on 4 August 2021. Zabo provides API connectivity to link
Introducing a new Demo option, and much more!
New real estate interface You can geolocate your property, and record a mortgage. Exirio will automatically update the metrics of your
6 Top Tips for Financial Independence
Financial independence is a buzzword flying around at the moment in many different circles. To some it’s the ultimate goal,
True accounting of your real estate investments
A unique asset class Real estate: possibly the first asset class that ever existed, it is also the most personal
Currencies – how they affect your investments
Currencies affect your investments. But it’s very hard to predict their direction with any degree of certainty. Economic theories abound
All you need to know about TWR
When you are are using a portfolio tracker like Exirio, and you want to determine your portfolio’s “pure” performance, one
Exirio vs spreadsheets (Excel, Google Sheets)
Spreadsheets: hate them or love them. Exirio vs spreadsheets. Once upon a time the trusty old spreadsheet was the only
Why should you track your wealth?
To have a definitive view of all your investments. You must track your wealth so you can get a definitive
Exirio, and the authors of each post in this blog, accept no responsibility for the content of this blog, no liability for any loss cause by the use of this information, and makes no warranty as to its accuracy or completeness. This blog is not intended to be financial advice, or a recommendation for any instrument or investment strategy. The information is prepared for general information only, and as such, the specific needs, investment objectives or financial circumstances of any particular user have not been taken into consideration.
