Your personal finance blog
Demographics: why do they matter for your investments
Despite what lots of people still seem to think, the world we live in is in the middle of a
How to prepare your portfolio for a (possible) recession in 2023
Kristalina Georgieva, International Monetary Fund Managing Director, said 2023 will be “tougher” than last year as the US, EU and
Exirio announces launch of premium portfolio tracking services (Press Release)
Press Release: Transformational milestone primes fintech platform for next phase of growth. EXIRIO users can connect with over 11,000 banks
Possible service disruptions due to DDoS attacks
We would like to inform you that since Wednesday, 2 November 2022, we have been facing episodes of DDoS attacks
11 Common investment mistakes
Investing can be a scary subject, especially when you don’t know what you’re doing. However, the worst investment mistake you
Inflation: what rising prices mean for your investments
Introduction As inflation rises, the purchasing power of your money declines. This means that it takes more money to buy
How to avoid the financial traps many small businesses fall into
Gust Post: courtesy of Alyssa Strickland. Image from Pexels. Finances are one of those things that many small business owners
Why portfolio tracking is important (and complicated)
Tracking your portfolio is more complicated than you might think. Not only are there many different types of assets that
When should I start investing?
When it comes to investing, the sooner, the better. You will have more chances of achieving your long-term goals if
Do I need a financial advisor? How do I choose one?
Have you ever felt uncomfortable about making financial decisions? Whether it’s an investment in education or a new home or
When can I retire?
When can I retire? I can retire if I have enough money to live off until I die. Easy enough.
Investing in stocks: Growth vs Value
In a nutshell Growth and value represent two alternative approaches to stock market investing. Growth stocks refer to companies with better-than-average
A beginner’s guide to investing
You don’t need to be rich to invest. It’s for everyone no matter their age, and it’s one of the most effective ways to build long-term wealth. Investing may seem overwhelming and you’re probably wondering where to begin. Well, here we go!
Exirio & Flanks: connecting European banks & brokers
Exirio has partnered with Flanks – an innovative wealth-tech enabler based in Spain – to allow connection with an ever growing
The power of investment leverage
What is it? Investment leverage is the usage of debt in addition to (or instead of) one’s own capital, when
NFTs as investment opportunities
What’s an NFT A non-fungible token (NFT) is a unique code that represents a digital item. It could be, for
Why use a wealth tracking app (in fewer than 700 words)
Recording one’s investments with a wealth tracking app can be a convenient alternative to a spreadsheet, depending on the complexity
Money-Weighted Return: what is it?
The money-weighted return is a value that a wealth tracker calculates to assess the performance of an investment. It is
Is inflation out of control? (and why you should care if you track your net worth)
When you track you net worth, inflation matters. U.S. consumer prices jumped 6.2% in October, the biggest inflation surge in
Good debt, bad debt
A wealth tracking app must show you your wealth NET of debt. And what is debt? Debt: owing any money,
Do I need life insurance?
Saving and investing will take us a long way towards financial freedom but what if, before we got there, the
Portfolio tracking: Investments & currencies
When tracking a portfolio performance, every investor has a “base” currency, i.e. the currency any investment would naturally be measured
The role of crypto in a portfolio
The saying used to be that if you can’t beat the crypto crowd, it might be time to join them.
Exirio: interview on SmashiTV
Watch the full interview or listen to the Dubai Works/SmashiTV podcast: David and Piero talking about Exirio, Dubai, crypto with
American ETFs vs. UCITS
Investing in ETFs can be fun. And hopefully profitable too. But there is always a flipside to it, which is much
Swenglanese podcast: David and Piero from Exirio
David and Piero talk about their entrepreneurial journey so far and how it has brought them to Exirio. Helping expats
Why invest in ETFs
An exchange-traded fund (ETF) is a kind of investment security that tracks an index, a sector, a geography or virtually
Real estate investment returns – best metric
Rental yield or money-weighted return? Rental Yield is “easy” It is inevitable to consider rental yield whenever looking at a
Exirio founder interviewed by Starter Story
Exirio founder, David Martinez de Lecea, was interviewed by Starter Story this week. Talking about how the idea for Exirio
The rise of the retail investor
We stand in the eye of the retail investor storm, the “rise of the retail investor”, and three questions pop
Zabo is being acquired by Coinbase
Coinbase is acquiring Zabo, the latter announced on its homepage on 4 August 2021. Zabo provides API connectivity to link
Introducing a new Demo option, and much more!
New real estate interface You can geolocate your property, and record a mortgage. Exirio will automatically update the metrics of your
6 Top Tips for Financial Independence
Financial independence is a buzzword flying around at the moment in many different circles. To some it’s the ultimate goal,
True accounting of your real estate investments
A unique asset class Real estate: possibly the first asset class that ever existed, it is also the most personal
Currencies – how they affect your investments
Currencies affect your investments. But it’s very hard to predict their direction with any degree of certainty. Economic theories abound
All you need to know about TWR
When you are are using a portfolio tracker like Exirio, and you want to determine your portfolio’s “pure” performance, one
Exirio vs spreadsheets (Excel, Google Sheets)
Spreadsheets: hate them or love them. Exirio vs spreadsheets. Once upon a time the trusty old spreadsheet was the only
Why should you track your wealth?
To have a definitive view of all your investments. You must track your wealth so you can get a definitive
Exirio, and the authors of each post in this blog, accept no responsibility for the content of this blog, no liability for any loss cause by the use of this information, and makes no warranty as to its accuracy or completeness. This blog is not intended to be financial advice, or a recommendation for any instrument or investment strategy. The information is prepared for general information only, and as such, the specific needs, investment objectives or financial circumstances of any particular user have not been taken into consideration.